The answer
Oregon sellers typically pay title, escrow, recording, and prorated taxes on top of whatever brokerage compensation you negotiate. A common planning range for those closing items — before commission — is about 1–2% of price. Brokerage compensation is not a law; it is a number on your listing agreement. Melissa Stiltner came from Western Title & Escrow. She will walk the actual net, not a Portland blog’s average.
Illustrative seller math · September 2026 · not a quote
| Sale price | Title, escrow, typical prorations | Staging band | If brokerage compensation were 5% |
|---|---|---|---|
| $450,000 | $4,500–$9,000 | $1,500–$4,000 | $22,500 |
| $750,000 | $7,500–$15,000 | $2,500–$6,000 | $37,500 |
| $1,200,000 | $12,000–$24,000 | $4,000–$10,000 | $60,000 |
Illustrative Lane County math, not a quote. Brokerage compensation is negotiated. Title, escrow, and prorations vary by file.
What “closing costs” actually includes on a sale
People mix three piles: (1) title, escrow, recording, and prorated property tax; (2) brokerage compensation you agreed to in writing; (3) the mortgage payoff, which is not a fee but it is most of the wire. Staging, repairs, and concessions sit in a fourth pile that never appears on a cute calculator. A Team Burke net sheet shows all four.
Oregon custom is not Portland custom is not your house
Who pays for the owner’s title policy and how escrow splits can follow local custom and still get negotiated. We close in Eugene, Springfield, Florence, and the county. Melissa started at Western Title & Escrow in 2017. If a statewide blog says “sellers always pay X,” ask which county they meant.
Commission after 2024 is a conversation, not a slogan
Brokerage compensation is negotiated. The 5% column in the table is a what-if so you can see scale — not a Team Burke tariff and not a promise the other broker is paid that way. We will write the number on your listing agreement in English. If someone will not put it in writing, do not list with them.
Staging is a closing-adjacent cost that changes the net
Samantha Rouleau stages Team Burke listings. A few thousand dollars of presentation can be the difference between sitting and a first-week contract. That line is optional until it is not. We will say when the house will not photograph.
Worked thought experiment
$750,000 Cal Young sale
Plan something like $7,500–$15,000 for title, escrow, and typical prorations; staging if the house needs it; then whatever compensation you negotiated; then the loan payoff. The leftover is the number that funds the next house. We will replace this paragraph with your address. This paragraph is not your address.
Questions we actually get
How much are seller closing costs in Oregon?+
Title, escrow, recording, and prorations often land around 1–2% of the sale price before brokerage compensation. Compensation is negotiated. Team Burke will put both on a net sheet for a Lane County address.
Who pays closing costs when selling a house in Eugene?+
Custom exists, and it still gets written into the contract. Sellers typically cover their loan payoff, agreed compensation, and a share of title and escrow. Buyers have their own pile. Melissa will map yours.
Are realtor fees part of closing costs?+
They show up at closing. They are a separate negotiated line, not a county tax. Do not use a national “average commission” as your net.
What about property taxes at closing in Lane County?+
Taxes prorate. Oregon bills on a schedule (full pay by mid-November or installments). The escrow company credits and debits the stub. Read property taxes in Eugene for Measure 50; Lane County Assessment & Taxation is the official source.
Do I pay capital gains when I sell my Eugene house?+
Maybe. Primary-residence exclusions are federal tax law, not a brokerage form. We are not your CPA. We will still flag when a file looks like an investment sale so you call one.
How much does staging cost in Eugene?+
It depends on the house. The table shows planning bands, not a menu. Samantha Lee Designs stages Team Burke listings; ask for a number on your rooms.
Can closing costs come out of proceeds?+
Usually that is the point of a sale net sheet. If proceeds cannot cover the loan and the fees, you have a different conversation before you list.
Who on Team Burke should I ask about the net sheet?+
Melissa Stiltner for how the file funds. Jon or Stacy for list price and the launch. Email melissa@teamburke.org or call 541-225-8815.